What Are Investor Loans?

Investor loans, also known as investment property loans, are mortgage products specifically designed for individuals or businesses purchasing properties intended for rental income or resale. These loans help investors build wealth through real estate by providing financing options that differ from traditional homeowner loans.

Whether you’re acquiring a single-family rental, multi-unit property, or commercial real estate, our investor loan programs offer the flexibility and competitive terms you need to succeed.

Why Choose Tony Fahim Mortgage for Your Investor Loans?

• Expert Guidance: Navigating investment property financing can be complex. Our experienced team at Tony Fahim Mortgage will guide you through every step, ensuring you understand the options and requirements.

• Customized Loan Programs: We offer a range of loan products tailored to investment goals, including conventional investor loans, portfolio loans, and loans for multi-family properties.

• Competitive Rates & Terms: We work with a broad network of lenders to secure competitive interest rates and flexible repayment terms that maximize your investment returns.

• Fast Pre-Approval & Closing: Timing is crucial in real estate investing. Our streamlined application and approval process helps you move quickly when you find the right property.

• Local Market Knowledge: Based in New Jersey, we have deep insights into the local real estate market, helping you make informed decisions with confidence.

Key Features of Our Investor Loans

• Higher Loan Amounts: Financing for single-family, multi-family (up to 4 units), and commercial investment properties.

• Flexible Down Payment Options: Depending on the property type and loan program, down payments typically start around 15-25%.

• Loan Terms: Options ranging from short-term fix-and-flip loans to long-term rental property financing.

• Credit Flexibility: While investor loans may have stricter credit requirements than primary residence loans, we help you find programs that match your credit profile.

• Interest-Only Payment Options: Available on select loans to improve cash flow during the investment period.

Who Can Benefit from Investor Loans?

• First-Time Real Estate Investors: Get started with tailored loan options designed for new investors entering the market.

• Experienced Property Investors: Expand your portfolio with financing that supports multi-property ownership.

• Fix-and-Flip Investors: Access short-term loans ideal for renovating and reselling properties quickly.

• Buy-and-Hold Investors: Secure long-term financing to build rental income streams and equity over time.

How to Get Started

Ready to take your real estate investment to the next level? Contact Tony Fahim Mortgage today for a personalized consultation. We’ll evaluate your financial goals and recommend the best investor loan products to fit your strategy.